all about auto-Seattle Auto Insurance And Accidents provider will send an insurance adjuster to investigate the damages incurred to you and your vehicle. Understanding what they will be looking into can help you to ensure that your claim is processed smoothly.Photos will be taken of all sides of your vehicle. This is done to document any damage resulting from the collision and to also help determine if there was any pure-existing damage. Then the damages will be given an appraisal value.
The adjuster will want to ask you questions pertaining to the collision and most likely will try and get you to say something that they could use to deny your claim. It is important for you to know that you do not have to answer any questions from the other driver's insurance adjuster. If you do decide to answer their questions, have your attorney present.
They will interview and get statements from any witnesses of the collision. This is information that you should have obtained at the scene, or that the police would have collected if you were unable.
To find out if you have filed any previous insurance claims, the adjuster will do a background search through several insurance databases. You are not required to provide your social security number if it is asked for.
You will be asked to sign a medical release form so the adjuster can access your medical information. Be sure and take the time to read this form very carefully. You want to make certain that you are only authorizing them to receive your medical information related to this collision and not your whole medical history.
The damages to your car will be evaluated by an expert assigned by the insurance adjuster. They will be looking for ways to minimize your damages and claim to save the insurance provider money. In your best interest you should also have an evaluation done by an outside expert as well.
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